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The FCCLA Financial Fitness national peer education program involves youth teaching one another how to make, save, and spend money wisely.  Through FCCLA's Financial Fitness program, youth plan and carry out projects that help them and their peers learn to become wise financial managers and smart consumers.

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The goal of Financial Fitness is to inform and inspire teens to sharpen their skills in money management, consumerism, and financial planning. Although the income of your typical teen is limited, they tend to spend a tremendous amount of money. This program will help students learn to manage their money wisely. Teens who learn to handle their finances will become adults who know how to manage their money in order to build better lives for themselves and their families and to strengthen the economy.

Financial Fitness Goals:

  • Inform and inspire teens to sharpen their skills in money management, consumerism, and financial planning.
  • Create a national network of young people who use teen-to-teen communications to share information.
  • Provide teenagers with an opportunity to develop communication and leadership skills by being peer educators.

Financial Fitness Units:

Each youth-created Financial Fitness project relates to one of the following five units:

  • Banking Basics - Conquer bank accounts, credit, and investments
  • Cash Control - Track and plan personal spending
  • Making Money - Sharpen on-the-job financial fitness
  • Consumer Clout - Become a savvy spender
  • Financing Your Future - Apply financial skills to real life.

Click Here to integrate FCCLA into your classroom by downloading lesson plans and activities!


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FCCLA offers national recognition to chapters that complete Financial Fitness projects. This honor includes cash awards and special recognition at the National Leadership Conference, online and in Teen Times magazine. Chapters apply online for recognition for their hard work and innovative projects with the National Financial Fitness Program Award Application.

  • Financial Fitness cash awards include:
  • High School Award - $1,000
  • Middle School Award - $1,000
  • Runner-Up Award - $500

Deadline: Applications must be submitted online to FCCLA national headquarters by March 1.The online system will automatically close March 1, 11:59 p.m. EST.


To apply for the Financial Fitness Program Award please follow the steps below:


  1. Log on to the FCCLA affiliation system by going here:
  2. Once logged in, select the “Program Awards” tab
  3. Select the Financial Fitness Award section
  4. Select “Apply Now” for either Middle or High School
    1. Please be sure to select the correct application
  5. Fill out all of the required fields* as specified on the application then hit “Submit”
    1. Please note: Once you submit your application you cannot make any changes. Double check all of your answers before submitting.
    2. If you are not finished with the application yet, hit “Save” and you can come back and finish your application at another time
    3. If you no longer wish to complete the application, hit “Delete”
  6. You are required to upload 3 photos to a photo sharing website and provide us with the link to the photos on the application. Instructions on how to do so can be found here.
  7. You will have the option to provide up to 10 supporting files, such as promotional pieces (e.g. flyers, print ads, PSAs, 90 seconds of video, etc.) and public relations materials (newspaper articles, TV interview video, etc.) that help tell the story of your project to Dropbox and provide the link to the files on the application. Instructions on how to use Dropbox can be found here.
  8. Be sure to read the Program Awards Application Terms & Conditions before starting your application.

*This application will automatically stop you once you have reached the word limit for that answer and the application also has a spell check feature. You cannot copy and paste into the application. 


Financial Fitness Preview Application

Congratulations 2014 Financial Fitness Award Winners!!

High School Winner
Lake Stevens High FCCLA, Washington
Project Title: STAFF - Students Teaching About Financial Fitness

Middle School Winner
J Frank Hillyard Middle FCCLA, Virginia
Project Title: How Much Do I have to Spend

Runner-Up Winner
Waconia Senor High FCCLA, Minnesota
Project Title: “Invest in Your Success


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America Saves - All over America young people just like you are proving that you don't have to be older or rich to build wealth. As members of FCCLA Saves, they are saving to reach their financial goals and prepare for their future. FCCLA Saves can help, with tips and tools to help you set goals, develop strategies to reach those goals, and start saving. Enroll in FCCLA Saves and start making your dreams a reality.

Take Charge Today - A program and curriculum with a decision-based approach to personal finance. Formerly Family Economics & Financial Education, Take Charge Today provides a consistent framework for thinking through financial choices in order to improve well-being.

Jump$tart Coalition for Personal Financial Literacy - A national coalition of organizations dedicated to improving the financial literacy of kindergarten through college-age youth by providing advocacy, research, standards and educational resources. Jump$tart strives to prepare youth for life-long successful financial decision-making.

National Endowment for Financial Education (NEFE) - Helping individual Americans acquire the knowledge and skills necessary to take control of their financial destiny.

USA Today Education - Providing custom-made teacher guides that correlate to any issue of USA TODAY, providing lessons, activities, and project ideas that cut across the disciplines. And, in having your students read, analyze, interpret, evaluate and research in USA TODAY, you will be preparing them for their standards of learning in a fresh, energizing way while simultaneously developing civic-minded, socially aware and globally conscious students.

Visa USA and Practical Money Skills for Life - Financial literacy is a growing problem in our over spending and under earning society. Practical Money Skills for Life is a teacher tested, teacher approved financial literacy curriculum developed by Visa Inc. that offers an abundance of financial information and learning tools for teachers, students, and parents.


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